Know More About Roofing Contractors.
It is just normal to be overprotective in some things just like when it comes to your home and your finances. There are plenty of roofing contractors out there that are willing to bend the rules to simplify things for themselves, resulting in problems for you and your roof. However, even if you will hire an honest contractor, they would still commit mistakes once in a while. This article is perfect for those who wanted to hire a roofing contractor since it will show ways on how to protect one’s self in choosing the best and trusted roofing contractor.
Workers Compensation Problem. One example is when you wanted to hire a roofing contractor due to the leak in your roof. One of their employees decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to pay his medical expenses, because he was hurt on your property.
Roofers Compensation is a type of insurance covering roofing injuries. Simply saying, for a roofing contractor to have a reassurance, it is important to have his own worker’s compensation so that he does not need to blame or hold accountable the owner of the premises with all the medical expenses that needs to be paid whenever unexpected accidents might occur. As a homeowner, it is important for you to be responsible and at least know whether your contractor has a worker’s compensation in that way, you will not be held responsible for all the medical bills that needs to be paid whenever unexpected accidents will occur.
Another problem that is usually being encountered when hiring a roofing contractor is the liability insurance. Your roofing contractor leaves your roof uncovered after removing your shingles. At the same time, an unexpected storm will arrive later that night. Water seeps into your home and damages your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the interior of your building. Because the insurance excludes the damages inside your home, you will end up paying for all the repairs needed due to the damage caused by the storm.
See to it that your roofing contractor has a good liability insurance most especially if the damages were made inside your premises. The damages inside your house will be included in the insurance as long as the insurance of your roofing contractor is reliable.
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